Credit

Bank of Maharashtra (BoM) recorded a robust credit growth of 22% in the fourth quarter of FY26, with total outstanding advances reaching Rs 2.92 lakh crore. The expansion reflects strong corporate lending and retail asset momentum, underscoring the bank’s strategic focus on balanced growth across sectors. Corporate credit accounted for Rs 1.12 lakh crore, while retail, agriculture, and microfinance (RAM) advances contributed Rs 1.79 lakh crore during the period.

India’s banking sector is witnessing a notable divergence between credit growth and deposit mobilization in the fourth quarter of FY26, signaling evolving structural dynamics in financial intermediation. Leading lenders have reported robust expansion in advances, outpacing deposit growth and reflecting strong demand across retail and corporate segments. While this trend underscores economic momentum, it also raises concerns about liquidity management and funding costs. The imbalance could compel banks to recalibrate deposit strategies, adjust interest rates, and optimize balance sheets.